Triad Advisors Privacy Policy

 

 

Privacy Policy

                                                Rev 03/2015

FACTS

WHAT DOES TRIAD ADVISORS DO WITH YOUR PERSONAL INFORMATION?

TriadLogo- jpg

 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing of your personal information.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully in order to better understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number, Date of Birth, Address, contact information and Income
  • Assets and Investment Experience
  • Account Transactions and Retirement Assets
  • Tax Reporting and Investment Performance Information

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Triad Advisors chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Triad Advisors share?

Can you limit this sharing?

For our everyday business purposes

To administer, manage and service customer accounts, process transactions and provide related services for your accounts, it is necessary for us to provide access to personal information within the Triad Advisors, Inc companies and to certain nonaffiliated companies.  We may share your personal information:

  • To process your transactions, maintain your account(s), respond to court orders and legal investigations, report to credit bureaus, government entities and our outside auditors.
  • With third party administrators and vendors for the purposes of providing current and future information on your account (such as transaction history, tax information and performance reporting).
  • With affiliated and nonaffiliated entities that perform services for us or function on our behalf (such as check printing services, account aggregation providers, clearing broker-dealers, investment companies, and insurance companies)

Yes

No

For our marketing purposes

To offer our products and services to you

Yes

No

For our Affiliates to market to you

Yes

No

For nonaffiliates to market to you

No

We don’t share

For joint marketing with other financial companies

Federal and certain state laws give us the right to share your information with banks, credit unions, retirement plans and other financial companies with where a formal agreement exists between us and them to provide or market financial products or services to you.  However, we will not share your information with these financial companies for marketing purposes if your financial advisor is not affiliated with them without your consent, but we may share information with these financial companies where necessary to service your accounts.

Yes

No

For clients of Independent registered representatives and investment advisors and Triad Advisors

  • If your financial advisor terminates his or her relationship with us and moves to a New Firm, we or your financial advisor may disclose your personal information to the New Firm, unless you instruct us not to.  If you do not want us or your financial advisor to disclose your personal information to the New Firm when your financial advisor terminates his or her relationship with us, you may request that we and your financial advisor limit the information that is shared with the New Firm.
  • Your personal information may also be shared with certain entities that are owned, controlled by or affiliated with your financial advisor, such as an independent insurance agency, accounting firm or independent investment advisory firm.
  • In the event your financial advisor (or his/her estate) agrees with an unaffiliated financial advisor to sell all or some portion of his/her securities, advisory or insurance business your personal information may be shared with the acquiring financial advisor and his/her New Firm.

If your primary address is in a state that requires your affirmative consent to share your personal information with the New Firm (such as California, Massachusetts, Maine, New Mexico, North Dakota, or Vermont), then you must give your written consent before we will allow your financial advisor to take any of your personal information to that New Firm.

Yes

Yes

Who we are

Who is providing this notice?

Triad Advisors, Inc. a dually registered broker-dealer and registered investment adviser. Your financial advisor is a registered representative of Triad Advisors and we are required to provide this notice to inform you of how we collect, share and protect your personal information.

What we do

How does Triad Advisors protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include ongoing employee training, computer safeguards and secured files and buildings.

How does Triad Advisors collect my personal information?

We collect your personal information, for example, when you

  • Open an investment account or deposit money
  • Seek advice about your investments
  • Give us your account information or provide employment information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies engaged in the financial services industry with Triad Advisors; financial companies such as Triad Hybrid Solutions, LLC., Ladenburg Thalmann & Co. Inc., Ladenburg Thalmann Alternative Asset Mgmt, Ladenburg Thalmann Fund Management LLC., Premier Trust, Inc., Securities America Inc., Securities America Advisors, Inc., Securities America Financial Corporation,  Arbor Point Advisors, LLC, Highland Capital Brokerage, Inc. KMS Financial Services, Inc., Securities Services Network Inc., SSN Advisory, Inc., Investacorp Inc. and Investacorp Advisory Services Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

  • Triad Advisors does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Triad does not engage in joint marketing.

To limit our sharing

If you prefer that we not disclose your non-public personal information to persons or companies that are not Triad affiliates, you may opt out of those disclosures, except as to disclosures that are required or permitted by law.  If you wish to opt out of any such disclosures of your non-public personal information, you may do so by completing the Non-public Personal Information Opt Out Form and returning it to us as instructed on the Form. Please contact us at the number below to receive a copy of our Opt Out Form.

Please be aware, however, that we may not be able to service your needs as effectively if you opt out of information sharing. Depending on specific circumstances, we may need to close your account or cease performing certain services or cease effecting certain transactions for you if you do not allow us to share information with persons or companies whose assistance is critical.  Your Triad Registered Representative or Investment Adviser Representative can discuss these matters with you as they relate to your specific circumstances.

In addition Triad Advisors has signed the Protocol for Broker Recruiting (“Protocol”) which allows the financial advisor servicing your account to take certain limited information in the event he/she leaves Triad Advisors and joins another firm which has also signed the protocol.  The information your financial advisor can take is limited to your name, your address, your phone number, your email address and the title of your account.  If you choose to Opt-Out Triad Advisors will notify your financial advisor of your decision to keep the information confidential and not let it be taken by your financial advisor to his/her new firm.

Questions?

Triad Advisors, Inc., 5155 Peachtree Parkway, Bldg 300 Suite 3220, Norcross GA 30092.  Call 1-800-720-4003 or go to www.triad-advisors.com