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When it comes to making the most of Social Security, a little education goes a long way. Understanding the options and making the right decisions can make a huge difference in the total amount of benefits received. Knowing the most effective strategies becomes even more important when it comes to planning for married couples, because the options get complex.
Making the most of Social Security benefits is a complicated process for married couples. When creating a plan, it's important to look at the scenario from all angles. Depending on the age, health, and work histories of both spouses, married couples can coordinate benefits in a number of different ways to maximize their Social Security payouts over the lifetime of their retirements.